Retirement engine

From the nine-to-five to ninety-five.

9to95 is a retirement-plan calculator that plugs into your own AI assistant. You describe your household in a conversation, and the calculator runs the numbers.

Subscriptions are not open yet. Nothing can be bought today.

95
What it runs

Three ways to look at the same plan

It compares plans and shows what happens under stated assumptions. It does not choose a plan for you.

A single-path projection

One future, year by year, under the assumptions you state.

A Monte Carlo test

The same plan run across many market futures.

Side-by-side comparisons

Two or more plans you define, shown next to each other.

How it works

Works inside the assistant you already use

The calculator is a connector that your AI assistant can call, the way it might call a search tool. A web app for working on screen will open with subscriptions, under the same subscription.

You ask
Compare two plans for my household.
Your assistant calls 9to95
9to95 runs the numbers

The calculator returns numbers. Your assistant explains them.

You get a comparison
Plan APlan B
Illustration, not real output. No figures are shown because none are real.
  1. Connect once

    Add the connector in your assistant's settings.

  2. Describe your household

    The assistant interviews you: ages, accounts, income, spending, Social Security. It checks the file is valid before any numbers run.

  3. Run and compare

    Define two or more plans and see them side by side, with the assumptions listed.

  4. Your assistant does the talking

    The calculator returns numbers. Your assistant explains them.

Use the assistant you already have

One connector, three guides. Your assistant provider's own plan may cost extra and is separate from 9to95.

The boundaries

What it does not do

Read the known limits

  • It does not name securities or funds, and does not tell you what to buy or sell.
  • It does not connect to your bank or brokerage.
  • It does not keep your plan.

Planned pricing

$69 a year
$9 a month

Founding price: $49 a year for the first 100 subscribers. It is not locked: any price can change at a renewal, with at least 30 days' email notice, and you can cancel instead.

See the full pricing

No free plan and no trial. A demo on sample households opens when the service goes live.